2012 -- H 7109

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LC00256

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STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2012

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A N A C T

RELATING TO INSURANCE

     

     

     Introduced By: Representatives McNamara, O`Neill, Jacquard, Malik, and Schadone

     Date Introduced: January 12, 2012

     Referred To: House Health, Education & Welfare

It is enacted by the General Assembly as follows:

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     SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness

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Insurance Policies" is hereby amended by adding thereto the following section:

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     27-18-71. Dental care savings plans. -- Every entity providing a dental service plan or

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benefit in this state as may be governed by this chapter shall offer and make available to its

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insured a dental care savings account in order to allow the insured to save for future dental

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expenses. The terms and conditions of the dental care savings account shall be established by

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such entity and shall include, without limitation, a provision providing that any unused balance

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held in the account at the end of any premium year shall, at the insured’s option, be carried over

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into the next premium year.

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     SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-19-62. Dental care savings plans. -- Every entity providing a dental service plan or

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benefit in this state as may be governed by this chapter shall offer and make available to its

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insured a dental care savings account in order to allow the insured to save for future dental

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expenses. The terms and conditions of the dental care savings account shall be established by

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such entity and shall include, without limitation, a provision providing that any unused balance

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held in the account at the end of any premium year shall, at the insured’s option, be carried over

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into the next premium year.

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     SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-20-57. Dental care savings plans. -- Every entity providing a dental service plan or

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benefit in this state as may be governed by this chapter shall offer and make available to its

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insured a dental care savings account in order to allow the insured to save for future dental

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expenses. The terms and conditions of the dental care savings account shall be established by

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such entity and shall include, without limitation, a provision providing that any unused balance

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held in the account at the end of any premium year shall, at the insured’s option, be carried over

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into the next premium year.

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     SECTION 4. Chapter 27-20.1 of the General Laws entitled "Nonprofit Dental Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-20.1-21. Dental care savings plans. -- Every entity providing a dental service plan or

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benefit in this state as may be governed by this chapter shall offer and make available to its

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insured a dental care savings account in order to allow the insured to save for future dental

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expenses. The terms and conditions of the dental care savings account shall be established by

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such entity and shall include, without limitation, a provision providing that any unused balance

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held in the account at the end of any premium year shall, at the insured’s option, be carried over

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into the next premium year.

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     SECTION 5. Chapter 27-41 of the General Laws entitled "Health Maintenance

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Organizations" is hereby amended by adding thereto the following section:

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     27-41-75. Dental care savings plans. -- Every entity providing a dental service plan or

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benefit in this state as may be governed by this chapter shall offer and make available to its

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insured a dental care savings account in order to allow the insured to save for future dental

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expenses. The terms and conditions of the dental care savings account shall be established by

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such entity and shall include, without limitation, a provision providing that any unused balance

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held in the account at the end of any premium year shall, at the insured’s option, be carried over

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into the next premium year.

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     SECTION 6. This act shall take effect upon passage.

     

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LC00256

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N A C T

RELATING TO INSURANCE

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     This act would provide that an entity providing a dental service plan or benefit shall offer

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a dental care savings account to its insured.

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     This act would take effect upon passage.

     

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LC00256

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H7109