|
2012 -- H 7298 | |
|
======= | |
|
LC01018 | |
|
======= | |
|
STATE OF RHODE ISLAND | |
|
| |
|
IN GENERAL ASSEMBLY | |
|
| |
|
JANUARY SESSION, A.D. 2012 | |
|
| |
|
____________ | |
|
| |
|
A N A C T | |
|
RELATING TO INSURANCE -- LARGE GROUP HEALTH INSURANCE | |
|
|
|
|
|
|
|
Introduced By: Representatives Marcello, Chippendale, Hearn, Blazejewski, and Walsh | |
|
Date Introduced: February 01, 2012 | |
|
Referred To: House Corporations | |
|
It is enacted by the General Assembly as follows: | |
|
1-1 |
SECTION 1. Chapter 27-18.6 of the General Laws entitled "Large Group Health |
|
1-2 |
Insurance Coverage" is hereby amended by adding thereto the following section: |
|
1-3 |
27-18.6-13. Package sale discounts permitted. -- A health insurance carrier that offers |
|
1-4 |
health insurance coverage in the large group market in this state may provide a large group that |
|
1-5 |
purchases more than one type of insurance product offered by the carrier with a discount of up to |
|
1-6 |
one percent (1%) of the package premium and/or fees that would otherwise be charged if these |
|
1-7 |
products were purchased separately, provided that the discount shall be equally available to all |
|
1-8 |
large groups purchasing coverage from the carrier. The commissioner shall approve such package |
|
1-9 |
sale discounts without requiring additional information to be filed. |
|
1-10 |
SECTION 2. Chapter 27-50 of the General Laws entitled "Small Employer Health |
|
1-11 |
Insurance Availability Act" is hereby amended by adding thereto the following section: |
|
1-12 |
27-50-18. Package sale discounts permitted. -- Nothing in this chapter shall be |
|
1-13 |
construed to prevent a small employer carrier that offers health insurance coverage in the small |
|
1-14 |
group market in this state from providing a small employer that purchases more than one type of |
|
1-15 |
insurance product offered by the carrier with a discount of up to one percent (1%) of the package |
|
1-16 |
premium and/or fees that would otherwise be charged if these products were purchased |
|
1-17 |
separately, provided that the discount shall be equally available to all small employers purchasing |
|
1-18 |
coverage from the carrier. The commissioner shall permit such package sale discounts without |
|
1-19 |
requiring additional information to be filed. |
|
2-20 |
SECTION 3. This act shall take effect upon passage. |
|
| |
|
======= | |
|
LC01018 | |
|
======== | |
|
EXPLANATION | |
|
BY THE LEGISLATIVE COUNCIL | |
|
OF | |
|
A N A C T | |
|
RELATING TO INSURANCE -- LARGE GROUP HEALTH INSURANCE | |
|
*** | |
|
3-1 |
This act would permit a large group or small employer, when purchasing more than one |
|
3-2 |
product offered by the carrier, to receive a discount of up to one percent (1%) of the premium or |
|
3-3 |
fees. The discount is to be equally available to all such large groups and small employers, and |
|
3-4 |
filed with the health insurance commissioner. |
|
3-5 |
This act would take effect upon passage. |
|
| |
|
======= | |
|
LC01018 | |
|
======= |