2012 -- H 7298

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LC01018

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STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2012

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A N A C T

RELATING TO INSURANCE -- LARGE GROUP HEALTH INSURANCE

     

     

     Introduced By: Representatives Marcello, Chippendale, Hearn, Blazejewski, and Walsh

     Date Introduced: February 01, 2012

     Referred To: House Corporations

It is enacted by the General Assembly as follows:

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     SECTION 1. Chapter 27-18.6 of the General Laws entitled "Large Group Health

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Insurance Coverage" is hereby amended by adding thereto the following section:

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     27-18.6-13. Package sale discounts permitted. -- A health insurance carrier that offers

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health insurance coverage in the large group market in this state may provide a large group that

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purchases more than one type of insurance product offered by the carrier with a discount of up to

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one percent (1%) of the package premium and/or fees that would otherwise be charged if these

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products were purchased separately, provided that the discount shall be equally available to all

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large groups purchasing coverage from the carrier. The commissioner shall approve such package

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sale discounts without requiring additional information to be filed.

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     SECTION 2. Chapter 27-50 of the General Laws entitled "Small Employer Health

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Insurance Availability Act" is hereby amended by adding thereto the following section:

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     27-50-18. Package sale discounts permitted. -- Nothing in this chapter shall be

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construed to prevent a small employer carrier that offers health insurance coverage in the small

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group market in this state from providing a small employer that purchases more than one type of

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insurance product offered by the carrier with a discount of up to one percent (1%) of the package

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premium and/or fees that would otherwise be charged if these products were purchased

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separately, provided that the discount shall be equally available to all small employers purchasing

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coverage from the carrier. The commissioner shall permit such package sale discounts without

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requiring additional information to be filed.

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     SECTION 3. This act shall take effect upon passage.

     

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LC01018

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N A C T

RELATING TO INSURANCE -- LARGE GROUP HEALTH INSURANCE

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     This act would permit a large group or small employer, when purchasing more than one

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product offered by the carrier, to receive a discount of up to one percent (1%) of the premium or

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fees. The discount is to be equally available to all such large groups and small employers, and

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filed with the health insurance commissioner.

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     This act would take effect upon passage.

     

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LC01018

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H7298