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2012 -- S 2813 | |
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LC02261 | |
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STATE OF RHODE ISLAND | |
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IN GENERAL ASSEMBLY | |
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JANUARY SESSION, A.D. 2012 | |
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A N A C T | |
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RELATING TO INSURANCE - CASUALTY INSURANCE RATING | |
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Introduced By: Senators Tassoni, P Fogarty, and Crowley | |
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Date Introduced: March 21, 2012 | |
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Referred To: Senate Special Legislation and Veterans Affairs | |
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It is enacted by the General Assembly as follows: | |
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SECTION 1. Section 27-9-7.1 of the General Laws in Chapter 27-9 entitled "Casualty |
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Insurance Rating" is hereby amended to read as follows: |
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27-9-7.1. Premium reduction for completing a motor vehicle accident prevention |
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course. -- (a) Every schedule of rates, rating plan, or rating system for automobile liability and |
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physical damage insurance filed with the commissioner shall provide for a reduction in premium |
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charges for those persons fifty-five (55) years of age and older who successfully complete a |
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motor vehicle accident prevention course approved by the division of motor vehicles. All insurers |
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shall allow a reduction in the premium deemed appropriate by the commissioner to persons |
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successfully completing that course. |
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(b) Motor vehicle accident prevention courses shall be taught by instructors who may be |
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members of the American Association of Retired Persons, and are certified or approved by the |
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division of motor vehicles. No course shall be approved which provides for any form of self- |
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instruction, including, but not limited to, online courses, or does not provide for classroom or |
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driving instruction for a minimum number of hours determined by the division of motor vehicles. |
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Instructors may or may not receive compensation. |
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(c) Each person who completes an approved course shall be issued a certificate by the |
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course sponsor, provided that person has no chargeable accidents or convictions within a three (3) |
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year period. Any certificate issued shall be valid for a period of two (2) years from its issuance, |
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provided the holder has had no chargeable accidents or convictions within a three (3) year period. |
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Any person who desires to renew or extend a certificate shall be required to successfully |
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complete another course. |
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(d) Nothing provided in this section shall preclude an insurer from increasing the |
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premium or charging an insured a surcharge for motor vehicle accidents and/or motor vehicle |
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convictions during the two (2) year period for which a certificate was issued. |
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(e) This section shall not apply to any group automobile insurance policy under which |
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premiums are broadly averaged for the group rather than determined individually. |
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SECTION 2. This act shall take effect upon passage. |
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LC02261 | |
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EXPLANATION | |
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BY THE LEGISLATIVE COUNCIL | |
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OF | |
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A N A C T | |
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RELATING TO INSURANCE - CASUALTY INSURANCE RATING | |
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This act would provide that no motor vehicle accident prevention course shall be |
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approved by the division of motor vehicles which provides for any form of self-instruction, or |
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does not provide for classroom or driving instruction for a minimum number of hours determined |
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by the division of motor vehicles. |
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This act would take effect upon passage. |
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LC02261 | |
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