H7647

	2014 -- H 7647
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	LC004624
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	STATE OF RHODE ISLAND
	IN GENERAL ASSEMBLY
	JANUARY SESSION, A.D. 2014
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	A N A C T
	RELATING TO HEALTH INSURANCE - CANCELLING OF HEALTH INSURANCE
	POLICIES

	Introduced By: Representatives Lima, Carnevale, Azzinaro, Messier, and O`Neill
	Date Introduced: February 27, 2014
	Referred To: House Corporations
	It is enacted by the General Assembly as follows:
1	SECTION 1. Section 27-18.1-3 of the General Laws in Chapter 27-18.1 entitled
2	"Compliance of Health Benefit Contracts and Medical Assistance Program with Federal Law" is
3	hereby amended to read as follows:
4	27-18.1-3. Exclusions and limitations prohibited. – Exclusions, limitations, and
5	cancellations prohibited. – (a) No insurance company, health maintenance organization, or
6	nonprofit corporation may issue, deliver, or renew any contract providing a health benefit or
7	benefits which contains any provisions excluding or limiting its benefits on account of eligibility
8	for or payment of benefits under 42 U.S.C. section 1396 et seq.; provided, that the application of
9	this section shall not increase the personal liability to health care providers of a medical
10	assistance recipient of health services, as those services are defined in section 42-62-4.
11	(b) No policy of health insurance in compliance with the Patient Protection and
12	Affordable care act, Pub. L. 111-148, and the executive order of the governor of Rhode Island
13	number 11-09 shall be altered or cancelled during the term of the contract.
14	SECTION 2. This act shall take effect upon passage.
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	LC004624
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	EXPLANATION
	BY THE LEGISLATIVE COUNCIL
	OF
	A N A C T
	RELATING TO HEALTH INSURANCE - CANCELLING OF HEALTH INSURANCE
	POLICIES
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1	This act would prohibit Rhode Island health insurers from altering or cancelling health
2	benefit policies issued prior to the end of the contract.
3	This act would take effect upon passage.
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	LC004624
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	LC004624 - Page 2 of 2