2016 -- H 7470

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LC004365

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2016

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A N   A C T

RELATING TO MOTOR AND OTHER VEHICLES - MOTOR VEHICLE REPARATIONS

ACT

     Introduced By: Representatives Lima, Lombardi, Costantino, Diaz, and Azzinaro

     Date Introduced: February 04, 2016

     Referred To: House Corporations

     It is enacted by the General Assembly as follows:

     SECTION 1. Section 31-47-18 of the General Laws in Chapter 31-47 entitled "Motor

Vehicle Reparations Act" is hereby amended to read as follows:

     31-47-18. Automobile liability insurance rates. -- Any general or public law to the

contrary notwithstanding, the commissioner shall, after consulting with all insurers licensed to

write automobile liability insurance in this state, promulgate regulations which provide that

automobile liability insurance rates shall not take into account the credit history, credit score,

occupation, or educational level take into account the past claim experience of the applicant for

the insurance and incorporate the principles used in so called "merit rating" or "experience rating"

rate plans which are now in effect in other states.

     SECTION 2. This act shall take effect upon passage.

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LC004365

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO MOTOR AND OTHER VEHICLES - MOTOR VEHICLE REPARATIONS

ACT

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     This act would require the insurance commissioner to issue regulations prohibiting the

use of credit histories, credit scores, occupation or educational level in setting auto insurance

rates.

     This act would take effect upon passage.

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LC004365

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