2017 -- H 5895

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LC001720

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2017

____________

A N   A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

     

     Introduced By: Representatives Maldonado, Diaz, Messier, O`Grady, and Casey

     Date Introduced: March 09, 2017

     Referred To: House Corporations

     It is enacted by the General Assembly as follows:

1

     SECTION 1. Section 27-18-50.1 of the General Laws in Chapter 27-18 entitled

2

"Accident and Sickness Insurance Policies" is hereby amended to read as follows:

3

     27-18-50.1. Medication synchronization.

4

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

5

or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the

6

state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a

7

chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days'

8

supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the

9

patient for the management or treatment of a chronic, long-term care condition and the patient

10

requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the

11

patient's medications and the insured's or enrollee's maintenance prescription drug(s) to be

12

synchronized meets all of the following requirements:

13

     (1) Is covered by the policy, certificate, or contract described in this chapter;

14

     (2) Is used for the management and treatment of a chronic, long-term care condition and

15

have authorized refills that remain available to the insured or enrollee;

16

     (3) Except as otherwise provided in this subparagraph, is not a controlled substance

17

included in schedules II to V;

18

     (4) Meets all utilization management requirements specific to the maintenance-

19

prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple,

 

1

maintenance-prescription drugs;

2

     (5) Is of a formulation that can be effectively split over required short-fill periods to

3

achieve synchronization; and

4

     (6) Does not have quantity limits or dose-optimization criteria or requirements that will

5

be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription

6

drugs.

7

     (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost-

8

sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for

9

the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs.

10

     (c) The plan or policy described in subsection (a) shall not reimburse or pay any

11

dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is

12

based on each maintenance-prescription drug dispensed.

13

     (d) A synchronization shall only occur once per year per maintenance-prescription drug.

14

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

15

or renewed in this state on or after January 1, 2018, providing prescription drug coverage must

16

permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a

17

network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill

18

to be in the best interest of the patient and the patient requests or agrees to a partial supply for the

19

purpose of synchronizing the patient's medications.

20

     (b) No individual or group health insurance policy providing prescription drug coverage

21

shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy

22

on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines

23

the fill or refill to be in the best interest of the patient and the patient requests or agrees to a

24

partial supply for the purpose of synchronizing the patient's medications. The individual or group

25

health plan must allow a pharmacy to override any denial codes indicating that a prescription is

26

being refilled too soon for the purposes of medication synchronization.

27

     (c) No individual or group health insurance policy providing prescription drug coverage

28

shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially

29

filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of

30

any prorated copay for the beneficiary or fee paid for alignment services.

31

     SECTION 2. Section 27-19-26.1 of the General Laws in Chapter 27-19 entitled

32

"Nonprofit Hospital Service Corporations" is hereby amended to read as follows:

33

     27-19-26.1. Medication synchronization.

34

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

 

LC001720 - Page 2 of 8

1

or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the

2

state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a

3

chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days'

4

supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the

5

patient for the management or treatment of a chronic, long-term care condition and the patient

6

requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the

7

patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be

8

synchronized meets all of the following requirements:

9

     (1) Is covered by the policy, certificate, or contract described in this chapter;

10

     (2) Is used for the management and treatment of a chronic, long-term care condition and

11

have authorized refills that remain available to the insured or enrollee;

12

     (3) Except as otherwise provided in this subparagraph, is not a controlled substance

13

included in schedules II to V;

14

     (4) Meets all utilization management requirements specific to the maintenance-

15

prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple,

16

maintenance-prescription drugs;

17

     (5) Is of a formulation that can be effectively split over required short-fill periods to

18

achieve synchronization; and

19

     (6) Does not have quantity limits or dose-optimization criteria or requirements that will

20

be violated when synchronizing the insured's or enrollee's multiple maintenance-prescription

21

drugs.

22

     (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost-

23

sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for

24

the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs.

25

     (c) The plan or policy described in subsection (a) shall not reimburse or pay any

26

dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is

27

based on each maintenance-prescription drug dispensed.

28

     (d) A synchronization shall only occur once per year per maintenance-prescription drug.

29

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

30

or renewed in this state on or after January 1, 2018, providing prescription drug coverage must

31

permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a

32

network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill

33

to be in the best interest of the patient and the patient requests or agrees to a partial supply for the

34

purpose of synchronizing the patient's medications.

 

LC001720 - Page 3 of 8

1

     (b) No individual or group health insurance policy providing prescription drug coverage

2

shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy

3

on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines

4

the fill or refill to be in the best interest of the patient and the patient requests or agrees to a

5

partial supply for the purpose of synchronizing the patient's medications. The individual or group

6

health plan must allow a pharmacy to override any denial codes indicating that a prescription is

7

being refilled too soon for the purposes of medication synchronization.

8

     (c) No individual or group health insurance policy providing prescription drug coverage

9

shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially

10

filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of

11

any prorated copay for the beneficiary or fee paid for alignment services.

12

     SECTION 3. Section 27-20-23.1 of the General Laws in Chapter 27-20 entitled

13

"Nonprofit Medical Service Corporations" is hereby amended to read as follows:

14

     27-20-23.1. Medication synchronization.

15

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

16

or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the

17

state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a

18

chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days'

19

supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the

20

patient for the management or treatment of a chronic, long-term care condition and the patient

21

requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the

22

patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be

23

synchronized meets all of the following requirements:

24

     (1) Is covered by the policy, certificate, or contract described in this chapter;

25

     (2) Is used for the management and treatment of a chronic, long-term care condition and

26

have authorized refills that remain available to the insured or enrollee;

27

     (3) Except as otherwise provided in this subparagraph, is not a controlled substance

28

included in schedules II to V;

29

     (4) Meets all utilization management requirements specific to the maintenance-

30

prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple,

31

maintenance-prescription drugs;

32

     (5) Is of a formulation that can be effectively split over required short-fill periods to

33

achieve synchronization; and

34

     (6) Does not have quantity limits or dose-optimization criteria or requirements that will

 

LC001720 - Page 4 of 8

1

be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription

2

drugs.

3

     (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost-

4

sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for

5

the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs.

6

     (c) The plan or policy described in subsection (a) shall not reimburse or pay any

7

dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is

8

based on each maintenance-prescription drug dispensed.

9

     (d) A synchronization shall only occur once per year per maintenance-prescription drug.

10

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

11

or renewed in this state on or after January 1, 2018, providing prescription drug coverage must

12

permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a

13

network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill

14

to be in the best interest of the patient and the patient requests or agrees to a partial supply for the

15

purpose of synchronizing the patient's medications.

16

     (b) No individual or group health insurance policy providing prescription drug coverage

17

shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy

18

on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines

19

the fill or refill to be in the best interest of the patient and the patient requests or agrees to a

20

partial supply for the purpose of synchronizing the patient's medications. The individual or group

21

health plan must allow a pharmacy to override any denial codes indicating that a prescription is

22

being refilled too soon for the purposes of medication synchronization.

23

     (c) No individual or group health insurance policy providing prescription drug coverage

24

shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially

25

filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of

26

any prorated copay for the beneficiary or fee paid for alignment services.

27

     SECTION 4. Section 27-41-38.1 of the General Laws in Chapter 27-41 entitled "Health

28

Maintenance Organizations" is hereby amended to read as follows:

29

     27-41-38.1. Medication synchronization.

30

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

31

or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the

32

state, must permit and apply a prorated daily cost-sharing rate to covered prescriptions for a

33

chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days'

34

supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the

 

LC001720 - Page 5 of 8

1

patient for the management or treatment of a chronic, long-term care condition and the patient

2

requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the

3

patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be

4

synchronized meets all of the following requirements:

5

     (1) Is covered by the policy, certificate, or contract described in this chapter;

6

     (2) Is used for the management and treatment of a chronic, long-term care condition and

7

have authorized refills that remain available to the insured or enrollee;

8

     (3) Except as otherwise provided in this subparagraph, is not a controlled substance

9

included in schedules II to V;

10

     (4) Meets all utilization management requirements specific to the maintenance-

11

prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple,

12

maintenance-prescription drugs;

13

     (5) Is of a formulation that can be effectively split over required short-fill periods to

14

achieve synchronization; and

15

     (6) Does not have quantity limits or dose-optimization criteria or requirements that will

16

be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription

17

drugs.

18

     (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost-

19

sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for

20

the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs.

21

     (c) The plan or policy described in subsection (a) shall not reimburse or pay any

22

dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is

23

based on each maintenance-prescription drug dispensed.

24

     (d) A synchronization shall only occur once per year per maintenance-prescription drug.

25

     (a) An individual or group health insurance plan or policy delivered, issued for delivery,

26

or renewed in this state on or after January 1, 2018, providing prescription drug coverage must

27

permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a

28

network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill

29

to be in the best interest of the patient and the patient requests or agrees to a partial supply for the

30

purpose of synchronizing the patient's medications.

31

     (b) No individual or group health insurance policy providing prescription drug coverage

32

shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy

33

on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines

34

the fill or refill to be in the best interest of the patient and the patient requests or agrees to a

 

LC001720 - Page 6 of 8

1

partial supply for the purpose of synchronizing the patient's medications. The individual or group

2

health plan must allow a pharmacy to override any denial codes indicating that a prescription is

3

being refilled too soon for the purposes of medication synchronization.

4

     (c) No individual or group health insurance policy providing prescription drug coverage

5

shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially

6

filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of

7

any prorated copay for the beneficiary or fee paid for alignment services.

8

     SECTION 5. This act shall take effect on January 1, 2018.

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LC001720

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LC001720 - Page 7 of 8

EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

***

1

     This act would require that an individual or group health plan or policy delivered, issued

2

for delivery, or renewed on or after January 1, 2018 allow for a partial supply of prescriptions for

3

the purpose of synchronizing a patient's medication.

4

     This act would take effect on January 1, 2018.

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LC001720

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LC001720 - Page 8 of 8