2017 -- H 5895 | |
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LC001720 | |
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STATE OF RHODE ISLAND | |
IN GENERAL ASSEMBLY | |
JANUARY SESSION, A.D. 2017 | |
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A N A C T | |
RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES | |
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Introduced By: Representatives Maldonado, Diaz, Messier, O`Grady, and Casey | |
Date Introduced: March 09, 2017 | |
Referred To: House Corporations | |
It is enacted by the General Assembly as follows: | |
1 | SECTION 1. Section 27-18-50.1 of the General Laws in Chapter 27-18 entitled |
2 | "Accident and Sickness Insurance Policies" is hereby amended to read as follows: |
3 | 27-18-50.1. Medication synchronization. |
4 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
5 | or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the |
6 | state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a |
7 | chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days' |
8 | supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the |
9 | patient for the management or treatment of a chronic, long-term care condition and the patient |
10 | requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the |
11 | patient's medications and the insured's or enrollee's maintenance prescription drug(s) to be |
12 | synchronized meets all of the following requirements: |
13 | (1) Is covered by the policy, certificate, or contract described in this chapter; |
14 | (2) Is used for the management and treatment of a chronic, long-term care condition and |
15 | have authorized refills that remain available to the insured or enrollee; |
16 | (3) Except as otherwise provided in this subparagraph, is not a controlled substance |
17 | included in schedules II to V; |
18 | (4) Meets all utilization management requirements specific to the maintenance- |
19 | prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple, |
| |
1 | maintenance-prescription drugs; |
2 | (5) Is of a formulation that can be effectively split over required short-fill periods to |
3 | achieve synchronization; and |
4 | (6) Does not have quantity limits or dose-optimization criteria or requirements that will |
5 | be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription |
6 | drugs. |
7 | (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost- |
8 | sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for |
9 | the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs. |
10 | (c) The plan or policy described in subsection (a) shall not reimburse or pay any |
11 | dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is |
12 | based on each maintenance-prescription drug dispensed. |
13 | (d) A synchronization shall only occur once per year per maintenance-prescription drug. |
14 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
15 | or renewed in this state on or after January 1, 2018, providing prescription drug coverage must |
16 | permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a |
17 | network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill |
18 | to be in the best interest of the patient and the patient requests or agrees to a partial supply for the |
19 | purpose of synchronizing the patient's medications. |
20 | (b) No individual or group health insurance policy providing prescription drug coverage |
21 | shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy |
22 | on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines |
23 | the fill or refill to be in the best interest of the patient and the patient requests or agrees to a |
24 | partial supply for the purpose of synchronizing the patient's medications. The individual or group |
25 | health plan must allow a pharmacy to override any denial codes indicating that a prescription is |
26 | being refilled too soon for the purposes of medication synchronization. |
27 | (c) No individual or group health insurance policy providing prescription drug coverage |
28 | shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially |
29 | filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of |
30 | any prorated copay for the beneficiary or fee paid for alignment services. |
31 | SECTION 2. Section 27-19-26.1 of the General Laws in Chapter 27-19 entitled |
32 | "Nonprofit Hospital Service Corporations" is hereby amended to read as follows: |
33 | 27-19-26.1. Medication synchronization. |
34 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
| LC001720 - Page 2 of 8 |
1 | or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the |
2 | state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a |
3 | chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days' |
4 | supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the |
5 | patient for the management or treatment of a chronic, long-term care condition and the patient |
6 | requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the |
7 | patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be |
8 | synchronized meets all of the following requirements: |
9 | (1) Is covered by the policy, certificate, or contract described in this chapter; |
10 | (2) Is used for the management and treatment of a chronic, long-term care condition and |
11 | have authorized refills that remain available to the insured or enrollee; |
12 | (3) Except as otherwise provided in this subparagraph, is not a controlled substance |
13 | included in schedules II to V; |
14 | (4) Meets all utilization management requirements specific to the maintenance- |
15 | prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple, |
16 | maintenance-prescription drugs; |
17 | (5) Is of a formulation that can be effectively split over required short-fill periods to |
18 | achieve synchronization; and |
19 | (6) Does not have quantity limits or dose-optimization criteria or requirements that will |
20 | be violated when synchronizing the insured's or enrollee's multiple maintenance-prescription |
21 | drugs. |
22 | (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost- |
23 | sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for |
24 | the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs. |
25 | (c) The plan or policy described in subsection (a) shall not reimburse or pay any |
26 | dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is |
27 | based on each maintenance-prescription drug dispensed. |
28 | (d) A synchronization shall only occur once per year per maintenance-prescription drug. |
29 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
30 | or renewed in this state on or after January 1, 2018, providing prescription drug coverage must |
31 | permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a |
32 | network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill |
33 | to be in the best interest of the patient and the patient requests or agrees to a partial supply for the |
34 | purpose of synchronizing the patient's medications. |
| LC001720 - Page 3 of 8 |
1 | (b) No individual or group health insurance policy providing prescription drug coverage |
2 | shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy |
3 | on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines |
4 | the fill or refill to be in the best interest of the patient and the patient requests or agrees to a |
5 | partial supply for the purpose of synchronizing the patient's medications. The individual or group |
6 | health plan must allow a pharmacy to override any denial codes indicating that a prescription is |
7 | being refilled too soon for the purposes of medication synchronization. |
8 | (c) No individual or group health insurance policy providing prescription drug coverage |
9 | shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially |
10 | filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of |
11 | any prorated copay for the beneficiary or fee paid for alignment services. |
12 | SECTION 3. Section 27-20-23.1 of the General Laws in Chapter 27-20 entitled |
13 | "Nonprofit Medical Service Corporations" is hereby amended to read as follows: |
14 | 27-20-23.1. Medication synchronization. |
15 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
16 | or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the |
17 | state, must permit and apply a prorated, daily cost-sharing rate to covered prescriptions for a |
18 | chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days' |
19 | supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the |
20 | patient for the management or treatment of a chronic, long-term care condition and the patient |
21 | requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the |
22 | patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be |
23 | synchronized meets all of the following requirements: |
24 | (1) Is covered by the policy, certificate, or contract described in this chapter; |
25 | (2) Is used for the management and treatment of a chronic, long-term care condition and |
26 | have authorized refills that remain available to the insured or enrollee; |
27 | (3) Except as otherwise provided in this subparagraph, is not a controlled substance |
28 | included in schedules II to V; |
29 | (4) Meets all utilization management requirements specific to the maintenance- |
30 | prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple, |
31 | maintenance-prescription drugs; |
32 | (5) Is of a formulation that can be effectively split over required short-fill periods to |
33 | achieve synchronization; and |
34 | (6) Does not have quantity limits or dose-optimization criteria or requirements that will |
| LC001720 - Page 4 of 8 |
1 | be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription |
2 | drugs. |
3 | (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost- |
4 | sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for |
5 | the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs. |
6 | (c) The plan or policy described in subsection (a) shall not reimburse or pay any |
7 | dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is |
8 | based on each maintenance-prescription drug dispensed. |
9 | (d) A synchronization shall only occur once per year per maintenance-prescription drug. |
10 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
11 | or renewed in this state on or after January 1, 2018, providing prescription drug coverage must |
12 | permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a |
13 | network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill |
14 | to be in the best interest of the patient and the patient requests or agrees to a partial supply for the |
15 | purpose of synchronizing the patient's medications. |
16 | (b) No individual or group health insurance policy providing prescription drug coverage |
17 | shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy |
18 | on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines |
19 | the fill or refill to be in the best interest of the patient and the patient requests or agrees to a |
20 | partial supply for the purpose of synchronizing the patient's medications. The individual or group |
21 | health plan must allow a pharmacy to override any denial codes indicating that a prescription is |
22 | being refilled too soon for the purposes of medication synchronization. |
23 | (c) No individual or group health insurance policy providing prescription drug coverage |
24 | shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially |
25 | filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of |
26 | any prorated copay for the beneficiary or fee paid for alignment services. |
27 | SECTION 4. Section 27-41-38.1 of the General Laws in Chapter 27-41 entitled "Health |
28 | Maintenance Organizations" is hereby amended to read as follows: |
29 | 27-41-38.1. Medication synchronization. |
30 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
31 | or renewed in this state on or after January 1, 2017, providing prescription drug coverage in the |
32 | state, must permit and apply a prorated daily cost-sharing rate to covered prescriptions for a |
33 | chronic condition that are dispensed by an in-network pharmacy for less than a thirty (30) days' |
34 | supply if the prescriber and pharmacist determine the fill or refill to be in the best interest of the |
| LC001720 - Page 5 of 8 |
1 | patient for the management or treatment of a chronic, long-term care condition and the patient |
2 | requests or agrees to less than a thirty (30) days' supply for the purpose of synchronizing the |
3 | patient's medications and the insured's or enrollee's maintenance-prescription drug(s) to be |
4 | synchronized meets all of the following requirements: |
5 | (1) Is covered by the policy, certificate, or contract described in this chapter; |
6 | (2) Is used for the management and treatment of a chronic, long-term care condition and |
7 | have authorized refills that remain available to the insured or enrollee; |
8 | (3) Except as otherwise provided in this subparagraph, is not a controlled substance |
9 | included in schedules II to V; |
10 | (4) Meets all utilization management requirements specific to the maintenance- |
11 | prescription drugs at the time of the request to synchronize the insured's or enrollee's multiple, |
12 | maintenance-prescription drugs; |
13 | (5) Is of a formulation that can be effectively split over required short-fill periods to |
14 | achieve synchronization; and |
15 | (6) Does not have quantity limits or dose-optimization criteria or requirements that will |
16 | be violated when synchronizing the insured's or enrollee's multiple, maintenance-prescription |
17 | drugs. |
18 | (b) The plan or policy described in subsection (a) shall apply a prorated, daily cost- |
19 | sharing rate for maintenance-prescription drugs that are dispensed by an in-network pharmacy for |
20 | the purpose of synchronizing the insured's or enrollee's multiple, maintenance-prescription drugs. |
21 | (c) The plan or policy described in subsection (a) shall not reimburse or pay any |
22 | dispensing fee that is prorated. The insurer shall only pay or reimburse a dispensing fee that is |
23 | based on each maintenance-prescription drug dispensed. |
24 | (d) A synchronization shall only occur once per year per maintenance-prescription drug. |
25 | (a) An individual or group health insurance plan or policy delivered, issued for delivery, |
26 | or renewed in this state on or after January 1, 2018, providing prescription drug coverage must |
27 | permit and apply a prorated daily cost-sharing rate to prescriptions that are dispensed by a |
28 | network pharmacy for a partial supply if the prescriber or pharmacist determines the fill or refill |
29 | to be in the best interest of the patient and the patient requests or agrees to a partial supply for the |
30 | purpose of synchronizing the patient's medications. |
31 | (b) No individual or group health insurance policy providing prescription drug coverage |
32 | shall deny coverage for the dispensing of a medication that is dispensed by a network pharmacy |
33 | on the basis that the dispensing is for a partial supply if the prescriber or pharmacist determines |
34 | the fill or refill to be in the best interest of the patient and the patient requests or agrees to a |
| LC001720 - Page 6 of 8 |
1 | partial supply for the purpose of synchronizing the patient's medications. The individual or group |
2 | health plan must allow a pharmacy to override any denial codes indicating that a prescription is |
3 | being refilled too soon for the purposes of medication synchronization. |
4 | (c) No individual or group health insurance policy providing prescription drug coverage |
5 | shall use payment structures incorporating prorated dispensing fees. Dispensing fees for partially |
6 | filled or refilled prescriptions shall be paid in full for each prescription dispensed, regardless of |
7 | any prorated copay for the beneficiary or fee paid for alignment services. |
8 | SECTION 5. This act shall take effect on January 1, 2018. |
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LC001720 | |
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| LC001720 - Page 7 of 8 |
EXPLANATION | |
BY THE LEGISLATIVE COUNCIL | |
OF | |
A N A C T | |
RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES | |
*** | |
1 | This act would require that an individual or group health plan or policy delivered, issued |
2 | for delivery, or renewed on or after January 1, 2018 allow for a partial supply of prescriptions for |
3 | the purpose of synchronizing a patient's medication. |
4 | This act would take effect on January 1, 2018. |
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LC001720 | |
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| LC001720 - Page 8 of 8 |