H8340A

	2018 -- H 8340 SUBSTITUTE A
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	LC005948/SUB A
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	STATE OF RHODE ISLAND
	IN GENERAL ASSEMBLY
	JANUARY SESSION, A.D. 2018
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	A N A C T
	RELATING TO INSURANCE - CASUALTY INSURANCE GENERALLY

	Introduced By: Representative Brian P. Kennedy
	Date Introduced: June 20, 2018
	Referred To: House Judiciary
	It is enacted by the General Assembly as follows:
1	SECTION 1. Chapter 27-5 of the General Laws entitled "Fire Insurance Policies and
2	Reserves" is hereby amended by adding thereto the following section:
3	27-5-3.9. Vacant property.
4	No residential property insurance policy shall exclude coverage for vandalism or
5	malicious mischief unless the dwelling has been vacant for more than sixty (60) consecutive days
6	immediately before the loss.
7	SECTION 2. This act shall take effect January 1, 2019.
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	LC005948/SUB A
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	EXPLANATION
	BY THE LEGISLATIVE COUNCIL
	OF
	A N A C T
	RELATING TO INSURANCE - CASUALTY INSURANCE GENERALLY
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1	This act would include coverage for residential property for vandalism and malicious
2	mischief unless the property has been vacant for more than sixty (60) days.
3	This act would take effect January 1, 2019.
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	LC005948/SUB A
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	LC005948/SUB A - Page 2 of 2