S2400

	2018 -- S 2400
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	LC004217
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	STATE OF RHODE ISLAND
	IN GENERAL ASSEMBLY
	JANUARY SESSION, A.D. 2018
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	A N A C T
	RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

	Introduced By: Senators Goldin, Calkin, Miller, Sosnowski, and Crowley
	Date Introduced: February 15, 2018
	Referred To: Senate Health & Human Services
	It is enacted by the General Assembly as follows:
1	SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness
2	Insurance Policies" is hereby amended by adding thereto the following section:
3	27-18-71.1. Special enrollment - Pregnancy.
4	In addition to any qualifying event under federal law, rule or regulation that makes one
5	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
6	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
7	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
8	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
9	any qualified health plan in the state health insurance exchange shall ensure that coverage is
10	effective on the date of application.
11	SECTION 2. Chapter 27-18.5 of the General Laws entitled "Individual Health Insurance
12	Coverage" is hereby amended by adding thereto the following section:
13	27-18.5-10.1. Special enrollment - Pregnancy.
14	In addition to any qualifying event under federal law, rule or regulation that makes one
15	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
16	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
17	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
18	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
19	any qualified health plan in the state health insurance exchange shall ensure that coverage is

1	effective on the date of application.
2	SECTION 3. Chapter 27-18.6 of the General Laws entitled "Large Group Health
3	Insurance Coverage" is hereby amended by adding thereto the following section:
4	27-18.6-3.1. Special enrollment - Pregnancy.
5	In addition to any qualifying event under federal law, rule or regulation that makes one
6	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
7	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
8	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
9	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
10	any qualified health plan in the state health insurance exchange shall ensure that coverage is
11	effective on the date of application.
12	SECTION 4. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service
13	Corporations" is hereby amended by adding thereto the following section:
14	27-19-68.1. Special enrollment - Pregnancy.
15	In addition to any qualifying event under federal law, rule or regulation that makes one
16	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
17	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
18	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
19	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
20	any qualified health plan in the state health insurance exchange shall ensure that coverage is
21	effective on the date of application.
22	SECTION 5. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service
23	Corporations" is hereby amended by adding thereto the following section:
24	27-20-57.1. Special enrollment - Pregnancy.
25	In addition to any qualifying event under federal law, rule or regulation that makes one
26	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
27	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
28	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
29	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
30	any qualified health plan in the state health insurance exchange shall ensure that coverage is
31	effective on the date of application.
32	SECTION 6. Chapter 27-41 of the General Laws entitled "Health Maintenance
33	Organizations" is hereby amended by adding thereto the following section:
34	27-41-75.1. Special enrollment - Pregnancy.
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1	In addition to any qualifying event under federal law, rule or regulation that makes one
2	eligible for a special enrollment period for enrollment in a qualified health plan in the state health
3	insurance exchange established pursuant to the federal Patient Protection and Affordable Care
4	Act (Pub. L. 111-148), the state health insurance exchange shall allow for the enrollment of a
5	pregnant individual at any time after the commencement of the pregnancy. Upon such enrollment,
6	any qualified health plan in the state health insurance exchange shall ensure that coverage is
7	effective on the date of application.
8	SECTION 7. This act shall take effect on January 1, 2019, and shall apply to all health
9	insurance policies issued or renewed thereafter.
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	EXPLANATION
	BY THE LEGISLATIVE COUNCIL
	OF
	A N A C T
	RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES
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1	This act would establish a special enrollment provision for pregnant women to obtain
2	health insurance coverage at any time after the commencement of the pregnancy.
3	This act would take effect on January 1, 2019, and apply to all health insurance policies
4	issued or renewed thereafter.
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