S0677

	2019 -- S 0677
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	LC001703
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	STATE OF RHODE ISLAND
	IN GENERAL ASSEMBLY
	JANUARY SESSION, A.D. 2019
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	A N A C T
	RELATING TO INSURANCE -- PAYMENT TO HEALTH CARE PROVIDERS

	Introduced By: Senators Ciccone, and Lombardi
	Date Introduced: March 21, 2019
	Referred To: Senate Health & Human Services
	It is enacted by the General Assembly as follows:
1	SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness
2	Insurance Policies" is hereby amended by adding thereto the following section:
3	27-18-85. Health care providers refusal to accept virtual credit card payment.
4	An individual or group health insurance plan or policy delivered, issued for delivery, or
5	renewed in this state on or after January 1, 2020, shall, at least once during the term of the
6	contract year, permit a licensed health care provider who provides covered services to an insured,
7	to refuse to accept reimbursement for such services by way of a virtual credit card. Such refusal
8	shall apply to all covered services by the provider during the term of the contract year. As used in
9	this section, “virtual credit card” means a single-use credit card provided exclusively in an
10	electronic or digital format.
11	SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service
12	Corporations" is hereby amended by adding thereto the following section:
13	27-19-77. Health care providers refusal to accept virtual credit card payment.
14	An individual or group health insurance plan or policy delivered, issued for delivery, or
15	renewed in this state on or after January 1, 2020, shall, at least once during the term of the
16	contract year, permit a licensed health care provider who provides covered services to an insured,
17	to refuse to accept reimbursement for such services by way of a virtual credit card. Such refusal
18	shall apply to all covered services by the provider during the term of the contract year. As used in
19	this section, “virtual credit card” means a single-use credit card provided exclusively in an

1	electronic or digital format.
2	SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service
3	Corporations" is hereby amended by adding thereto the following section:
4	27-20-73. Health care providers refusal to accept virtual credit card payment.
5	An individual or group health insurance plan or policy delivered, issued for delivery, or
6	renewed in this state on or after January 1, 2020, shall, at least once during the term of the
7	contract year, permit a licensed health care provider who provides covered services to an insured,
8	to refuse to accept reimbursement for such services by way of a virtual credit card. Such refusal
9	shall apply to all covered services by the provider during the term of the contract year. As used in
10	this section, “virtual credit card” means a single-use credit card provided exclusively in an
11	electronic or digital format.
12	SECTION 4. Chapter 27-20.1 of the General Laws entitled "Nonprofit Dental Service
13	Corporations" is hereby amended by adding thereto the following section:
14	27-20.1-23. Health care providers refusal to accept virtual credit card payment.
15	An individual or group health insurance plan or policy delivered, issued for delivery, or
16	renewed in this state on or after January 1, 2020, shall, at least once during the term of the
17	contract year, permit a licensed health care provider who provides covered services to an insured,
18	to refuse to accept reimbursement for such services by way of a virtual credit card. Such refusal
19	shall apply to all covered services by the provider during the term of the contract year. As used in
20	this section, “virtual credit card” means a single-use credit card provided exclusively in an
21	electronic or digital format.
22	SECTION 5. Chapter 27-41 of the General Laws entitled "Health Maintenance
23	Organizations" is hereby amended by adding thereto the following section:
24	27-41-90. Health care providers refusal to accept virtual credit card payment.
25	An individual or group health insurance plan or policy delivered, issued for delivery, or
26	renewed in this state on or after January 1, 2020, shall, at least once during the term of the
27	contract year, permit a licensed health care provider who provides covered services to an insured,
28	to refuse to accept reimbursement for such services by way of a virtual credit card. Such refusal
29	shall apply to all covered services by the provider during the term of the contract year. As used in
30	this section, “virtual credit card” means a single-use credit card provided exclusively in an
31	electronic or digital format.
32	SECTION 6. This act shall take effect upon passage.
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	LC001703
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	EXPLANATION
	BY THE LEGISLATIVE COUNCIL
	OF
	A N A C T
	RELATING TO INSURANCE -- PAYMENT TO HEALTH CARE PROVIDERS
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1	This act would allow health care providers to refuse to accept payment by virtual credit
2	card payment (a single-use digital credit card) at least once each health insurance contract year.
3	This act would take effect upon passage.
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	LC001703
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