2022 -- H 8282 | |
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LC006016 | |
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STATE OF RHODE ISLAND | |
IN GENERAL ASSEMBLY | |
JANUARY SESSION, A.D. 2022 | |
____________ | |
A N A C T | |
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES | |
| |
Introduced By: Representatives Kislak, Potter, Slater, Diaz, Cassar, Bennett, Caldwell, | |
Date Introduced: May 25, 2022 | |
Referred To: House Finance | |
It is enacted by the General Assembly as follows: | |
1 | SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness Insurance |
2 | Policies" is hereby amended by adding thereto the following sections: |
3 | 27-18-89. Emergency medical services transport to alternate facilities. |
4 | (a) As used in this section, the following terms shall have the following meanings: |
5 | (1) "Advanced life support" or "ALS" means transportation by ground ambulance vehicle, |
6 | medically necessary supplies and services and either an ALS assessment by ALS personnel or the |
7 | provision of at least one ALS intervention; or the administration of at least three (3) medications |
8 | by intravenous push/bolus or by continuous infusion, excluding crystalloid, hypotonic, isotonic, |
9 | and hypertonic solutions (dextrose, normal saline, ringer's lactate); or transportation, medically |
10 | necessary supplies and services; and the provision of at least one of the following ALS procedures: |
11 | (i) Manual defibrillation/cardioversion; |
12 | (ii) Endotracheal intubation; |
13 | (iii) Central venous line; |
14 | (iv) Cardiac pacing; |
15 | (v) Chest decompression; |
16 | (vi) Surgical airway; or |
17 | (vii) Intraosseous line. |
18 | (2) "Advanced life support assessment" is an assessment performed by ALS personnel as |
19 | part of an emergency response that was necessary because the patient's reported condition at the |
| |
1 | time of dispatch was such that only ALS personnel is qualified to perform the assessment. An ALS |
2 | assessment does not necessarily result in a determination that the patient requires an ALS level of |
3 | service. |
4 | (3) "Advanced life support intervention" means a procedure that is required to be furnished |
5 | by ALS personnel in accordance with state law and regulation. |
6 | (4) "Advanced life support personnel" means an individual licensed in accordance with |
7 | state law and regulation as an advanced emergency medical technician-cardiac or paramedic. |
8 | (5) "Basic life support" or "BLS" means transportation by ground ambulance vehicle and |
9 | medically necessary supplies and services, plus the provision of BLS ambulance services. The |
10 | ambulance must be staffed by at least two (2) people who meet the requirements of state laws and |
11 | regulations where the services are being furnished. Also, at least one of the staff members must be |
12 | licensed, at a minimum, as an emergency medical technician by the state or local authority where |
13 | the services are furnished and be legally authorized to operate all lifesaving and life-sustaining |
14 | equipment on board the vehicle. |
15 | (i) Basic life support shall be deemed non-emergency basic life support at the professional |
16 | discretion of the emergency medical services practitioner. |
17 | (6) "Emergency medical services" or "EMS" means the practitioners, ambulance vehicles, |
18 | and ambulance service entities licensed in accordance with chapter 4.1 of title 23 to provide |
19 | emergency medical care, transportation, and preventive care to mitigate loss of life or exacerbation |
20 | of illness or injury, including, but not limited to, EMS responding to the 911 system established |
21 | under chapter 21.1 of title 39. |
22 | (7) "Emergency medical services practitioner" means an individual who is licensed in |
23 | accordance with state laws and regulations to perform emergency medical care and preventive care |
24 | to mitigate loss of life or exacerbation of illness or injury, including emergency medical |
25 | technicians, advanced emergency medical technicians, advanced emergency medical technicians- |
26 | cardiac, and paramedics. |
27 | (b) This section authorizes emergency medical services in the state to divert non- |
28 | emergency basic life service calls from emergency departments. Emergency medical services |
29 | practitioners shall assess individuals who are in need of emergency medical services and apply the |
30 | correct level of care thereafter, which may include transport to an alternative facility deemed |
31 | appropriate by an emergency medical services practitioner. An alternative facility shall include, but |
32 | not be limited to: |
33 | (1) An individual’s primary care provider; |
34 | (2) A community health clinic; |
| LC006016 - Page 2 of 15 |
1 | (3) An urgent care facility; |
2 | (4) An emergency room diversion facility, as defined in § 23-17.26-2; and |
3 | (5) A community-based behavioral health facility designed to provide immediate |
4 | assistance to a person in crisis. |
5 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
6 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
7 | coverage for emergency medical services shall provide coverage for transport to an alternative |
8 | location facility as identified in subsection (b) of this section and shall reimburse the EMS for such |
9 | services at the same rate as for a non-emergency basic life support transport to an emergency |
10 | department. |
11 | (d) If treatment at an alternative facility is deemed appropriate by the EMS practitioner, the |
12 | emergency medical service shall bill at the rate described in subsection (c) of this section, even if |
13 | an advanced life support assessment was provided. |
14 | (e) The office of the health insurance commissioner may promulgate such rules and |
15 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
16 | and enforcement of this section. |
17 | 27-18-90. Coverage of EMS mental health and substance use disorder treatment. |
18 | (a) As used in this section, "emergency medical services" or "EMS" means the |
19 | practitioners, ambulance vehicles, and ambulance service entities licensed in accordance with |
20 | chapter 4.1 of title 23 to provide emergency medical care, transportation, and preventive care to |
21 | mitigate loss of life or exacerbation of illness or injury, including, but not limited to, EMS |
22 | responding to the 911 system established under chapter 21.1 of title 39. |
23 | (b) Emergency medical services shall be permitted to allow licensed providers who treat |
24 | mental health disorders, including substance use disorders, to accompany EMS. Such providers |
25 | shall be permitted to treat EMS patients when medically necessary and appropriate. Such treatment |
26 | shall be permitted to occur in the community. |
27 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
28 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
29 | coverage for emergency medical services, shall provide coverage for treatment described in |
30 | subsection (b) of this section and shall reimburse such services at a rate not lower than the same |
31 | service would have been had that service been delivered in a traditional office setting. |
32 | (d) Treatment and coverage for mental health disorders, including substance use disorders, |
33 | as described in this section shall be provided in accordance with chapter 38.2 of title 27. |
34 | (e) The office of the health insurance commissioner may promulgate such rules and |
| LC006016 - Page 3 of 15 |
1 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
2 | and enforcement of this section. |
3 | SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service |
4 | Corporations" is hereby amended by adding thereto the following sections: |
5 | 27-19-81. Emergency medical services transport to alternate facilities. |
6 | (a) As used in this section, the following terms shall have the following meaning: |
7 | (1) "Advanced life support" or "ALS" means transportation by ground ambulance vehicle, |
8 | medically necessary supplies and services and either an ALS assessment by ALS personnel or the |
9 | provision of at least one ALS intervention; or the administration of at least three (3) medications |
10 | by intravenous push/bolus or by continuous infusion, excluding crystalloid, hypotonic, isotonic, |
11 | and hypertonic solutions (dextrose, normal saline, ringer's lactate); or transportation, medically |
12 | necessary supplies and services; and the provision of at least one of the following ALS procedures: |
13 | (i) Manual defibrillation/cardioversion; |
14 | (ii) Endotracheal intubation; |
15 | (iii) Central venous line; |
16 | (iv) Cardiac pacing; |
17 | (v) Chest decompression; |
18 | (vi) Surgical airway; or |
19 | (vii) Intraosseous line. |
20 | (2) "Advanced life support assessment" is an assessment performed by ALS personnel as |
21 | part of an emergency response that was necessary because the patient's reported condition at the |
22 | time of dispatch was such that only ALS personnel is qualified to perform the assessment. An ALS |
23 | assessment does not necessarily result in a determination that the patient requires an ALS level of |
24 | service. |
25 | (3) "Advanced life support intervention" means a procedure that is required to be furnished |
26 | by ALS personnel in accordance with state law and regulation. |
27 | (4) "Advanced life support personnel" means an individual licensed in accordance with |
28 | state law and regulation as an advanced emergency medical technician-cardiac or paramedic. |
29 | (5) "Basic life support" or "BLS" means transportation by ground ambulance vehicle and |
30 | medically necessary supplies and services, plus the provision of BLS ambulance services. The |
31 | ambulance must be staffed by at least two (2) people who meet the requirements of state laws and |
32 | regulations where the services are being furnished. Also, at least one of the staff members must be |
33 | licensed, at a minimum, as an emergency medical technician by the state or local authority where |
34 | the services are furnished and be legally authorized to operate all lifesaving and life-sustaining |
| LC006016 - Page 4 of 15 |
1 | equipment on board the vehicle. |
2 | (i) Basic life support shall be deemed non-emergency basic life support at the professional |
3 | discretion of the emergency medical services practitioner. |
4 | (6) "Emergency medical services" or "EMS" means the practitioners, ambulance vehicles, |
5 | and ambulance service entities licensed in accordance with chapter 4.1 of title 23 to provide |
6 | emergency medical care, transportation, and preventive care to mitigate loss of life or exacerbation |
7 | of illness or injury, including, but not limited to, EMS responding to the 911 system established |
8 | under chapter 21.1 of title 39. |
9 | (7) "Emergency medical services practitioner" means an individual who is licensed in |
10 | accordance with state laws and regulations to perform emergency medical care and preventive care |
11 | to mitigate loss of life or exacerbation of illness or injury, including emergency medical |
12 | technicians, advanced emergency medical technicians, advanced emergency medical technicians- |
13 | cardiac, and paramedics. |
14 | (b) This section authorizes emergency medical services in the state to divert non- |
15 | emergency basic life service calls from emergency departments. Emergency medical services |
16 | practitioners shall assess individuals who are in need of emergency medical services and apply the |
17 | correct level of care thereafter, which may include transport to an alternative facility deemed |
18 | appropriate by an emergency medical services practitioner. An alternative facility shall include, but |
19 | not be limited to: |
20 | (1) An individual’s primary care provider; |
21 | (2) A community health clinic; |
22 | (3) An urgent care facility; |
23 | (4) An emergency room diversion facility, as defined in § 23-17.26-2; and |
24 | (5) A community-based behavioral health facility designed to provide immediate |
25 | assistance to a person in crisis. |
26 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
27 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
28 | coverage for emergency medical services shall provide coverage for transport to an alternative |
29 | location facility as identified in subsection (b) of this section and shall reimburse the EMS for such |
30 | services at the same rate as for a non-emergency basic life support transport to an emergency |
31 | department. |
32 | (d) If treatment at an alternative facility is deemed appropriate by the EMS practitioner, the |
33 | emergency medical service shall bill at the rate described in subsection (c) of this section even if |
34 | an advanced life support assessment was provided. |
| LC006016 - Page 5 of 15 |
1 | (e) The office of the health insurance commissioner may promulgate such rules and |
2 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
3 | and enforcement of this section. |
4 | 27-19-82. Coverage of EMS mental health and substance use disorder treatment. |
5 | (a) As used in this section, "emergency medical services" or "EMS" means the |
6 | practitioners, ambulance vehicles, and ambulance service entities licensed in accordance with |
7 | chapter 4.1 of title 23 to provide emergency medical care, transportation, and preventive care to |
8 | mitigate loss of life or exacerbation of illness or injury, including, but not limited to, EMS |
9 | responding to the 911 system established under chapter 21.1 of title 39. |
10 | (b) Emergency medical services shall be permitted to allow licensed providers who treat |
11 | mental health disorders, including substance use disorders, to accompany EMS. Such providers |
12 | shall be permitted to treat EMS patients when medically necessary and appropriate. Such treatment |
13 | shall be permitted to occur in the community. |
14 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
15 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
16 | coverage for emergency medical services, shall provide coverage for treatment described in |
17 | subsection (b) of this section and shall reimburse such services at a rate not lower than the same |
18 | service would have been had that service been delivered in a traditional office setting. |
19 | (d) Treatment and coverage for mental health disorders, including substance use disorders, |
20 | as described in this section shall be provided in accordance with chapter 38.2 of title 27. |
21 | (e) The office of the health insurance commissioner may promulgate such rules and |
22 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
23 | and enforcement of this section. |
24 | SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service |
25 | Corporations" is hereby amended by adding thereto the following sections: |
26 | 27-20-77. Emergency medical services transport to alternate facilities. |
27 | (a) As used in this section, the following terms shall have the following meaning: |
28 | (1) "Advanced life support" or "ALS" means transportation by ground ambulance vehicle, |
29 | medically necessary supplies and services and either an ALS assessment by ALS personnel or the |
30 | provision of at least one ALS intervention; or the administration of at least three (3) medications |
31 | by intravenous push/bolus or by continuous infusion, excluding crystalloid, hypotonic, isotonic, |
32 | and hypertonic solutions (dextrose, normal saline, ringer's lactate); or transportation, medically |
33 | necessary supplies and services; and the provision of at least one of the following ALS procedures: |
34 | (i) Manual defibrillation/cardioversion; |
| LC006016 - Page 6 of 15 |
1 | (ii) Endotracheal intubation; |
2 | (iii) Central venous line; |
3 | (iv) Cardiac pacing; |
4 | (v) Chest decompression; |
5 | (vi) Surgical airway; or |
6 | (vii) Intraosseous line. |
7 | (2) "Advanced life support assessment" is an assessment performed by ALS personnel as |
8 | part of an emergency response that was necessary because the patient's reported condition at the |
9 | time of dispatch was such that only ALS personnel is qualified to perform the assessment. An ALS |
10 | assessment does not necessarily result in a determination that the patient requires an ALS level of |
11 | service. |
12 | (3) "Advanced life support intervention" means a procedure that is required to be furnished |
13 | by ALS personnel in accordance with state law and regulation. |
14 | (4) "Advanced life support personnel" means an individual licensed in accordance with |
15 | state law and regulation as an advanced emergency medical technician-cardiac or paramedic. |
16 | (5) "Basic life support" or "BLS" means transportation by ground ambulance vehicle and |
17 | medically necessary supplies and services, plus the provision of BLS ambulance services. The |
18 | ambulance must be staffed by at least two (2) people who meet the requirements of state laws and |
19 | regulations where the services are being furnished. Also, at least one of the staff members must be |
20 | licensed, at a minimum, as an emergency medical technician by the state or local authority where |
21 | the services are furnished and be legally authorized to operate all lifesaving and life-sustaining |
22 | equipment on board the vehicle. |
23 | (i) Basic life support shall be deemed non-emergency basic life support at the professional |
24 | discretion of the emergency medical services practitioner. |
25 | (6) "Emergency medical services" or "EMS" means the practitioners, ambulance vehicles, |
26 | and ambulance service entities licensed in accordance with chapter 4.1 of title 23 to provide |
27 | emergency medical care, transportation, and preventive care to mitigate loss of life or exacerbation |
28 | of illness or injury including, but not limited to, EMS responding to the 911 system established |
29 | under chapter 21.1 of title 39. |
30 | (7) "Emergency medical services practitioner" means an individual who is licensed in |
31 | accordance with state laws and regulations to perform emergency medical care and preventive care |
32 | to mitigate loss of life or exacerbation of illness or injury, including emergency medical |
33 | technicians, advanced emergency medical technicians, advanced emergency medical technicians- |
34 | cardiac, and paramedics. |
| LC006016 - Page 7 of 15 |
1 | (b) This section authorizes emergency medical services in the state to divert non- |
2 | emergency basic life service calls from emergency departments. Emergency medical services |
3 | practitioners shall assess individuals who are in need of emergency medical services and apply the |
4 | correct level of care thereafter, which may include transport to an alternative facility deemed |
5 | appropriate by an emergency medical services practitioner. An alternative facility shall include, but |
6 | not be limited to: |
7 | (1) An individual’s primary care provider; |
8 | (2) A community health clinic; |
9 | (3) An urgent care facility; |
10 | (4) An emergency room diversion facility, as defined in § 23-17.26-2; and |
11 | (5) A community-based behavioral health facility designed to provide immediate |
12 | assistance to a person in crisis. |
13 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
14 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
15 | coverage for emergency medical services shall provide coverage for transport to an alternative |
16 | location facility as identified in subsection (b) of this section and shall reimburse the EMS for such |
17 | services at the same rate as for a non-emergency basic life support transport to an emergency |
18 | department. |
19 | (d) If treatment at an alternative facility is deemed appropriate by the EMS practitioner, the |
20 | emergency medical service shall bill at the rate described in subsection (c) of this section, even if |
21 | an advanced life support assessment was provided. |
22 | (e) The office of the health insurance commissioner may promulgate such rules and |
23 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
24 | and enforcement of this section. |
25 | 27-20-78. Coverage of EMS mental health and substance use disorder treatment. |
26 | (a) As used in this section, "emergency medical services" or "EMS" means the |
27 | practitioners, ambulance vehicles, and ambulance service entities licensed in accordance with |
28 | chapter 4.1 of title 23 to provide emergency medical care, transportation, and preventive care to |
29 | mitigate loss of life or exacerbation of illness or injury, including, but not limited to, EMS |
30 | responding to the 911 system established under chapter 21.1 of title 39. |
31 | (b) Emergency medical services shall be permitted to allow licensed providers who treat |
32 | mental health disorders, including substance use disorders, to accompany EMS. Such providers |
33 | shall be permitted to treat EMS patients when medically necessary and appropriate. Such treatment |
34 | shall be permitted to occur in the community. |
| LC006016 - Page 8 of 15 |
1 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
2 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
3 | coverage for emergency medical services, shall provide coverage for treatment described in |
4 | subsection (b) of this section and shall reimburse such services at a rate not lower than the same |
5 | service would have been had that service been delivered in a traditional office setting. |
6 | (d) Treatment and coverage for mental health disorders, including substance use disorders, |
7 | as described in this section shall be provided in accordance with chapter 38.2 of title 27. |
8 | (e) The office of the health insurance commissioner may promulgate such rules and |
9 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
10 | and enforcement of this section. |
11 | SECTION 4. Chapter 27-41 of the General Laws entitled "Health Maintenance |
12 | Organizations" is hereby amended by adding thereto the following sections: |
13 | 27-41-94. Emergency medical services transport to alternate facilities. |
14 | (a) As used in this section, the following terms shall have the following meaning: |
15 | (1) "Advanced life support" or "ALS" means transportation by ground ambulance vehicle, |
16 | medically necessary supplies and services and either an ALS assessment by ALS personnel or the |
17 | provision of at least one ALS intervention; or the administration of at least three (3) medications |
18 | by intravenous push/bolus or by continuous infusion, excluding crystalloid, hypotonic, isotonic, |
19 | and hypertonic solutions (dextrose, normal saline, ringer's lactate); or transportation, medically |
20 | necessary supplies and services; and the provision of at least one of the following ALS procedures: |
21 | (i) Manual defibrillation/cardioversion; |
22 | (ii) Endotracheal intubation; |
23 | (iii) Central venous line; |
24 | (iv) Cardiac pacing; |
25 | (v) Chest decompression; |
26 | (vi) Surgical airway; or |
27 | (vii) Intraosseous line. |
28 | (2) "Advanced life support assessment" is an assessment performed by ALS personnel as |
29 | part of an emergency response that was necessary because the patient's reported condition at the |
30 | time of dispatch was such that only ALS personnel is qualified to perform the assessment. An ALS |
31 | assessment does not necessarily result in a determination that the patient requires an ALS level of |
32 | service. |
33 | (3) "Advanced life support intervention" means a procedure that is required to be furnished |
34 | by ALS personnel in accordance with state law and regulation. |
| LC006016 - Page 9 of 15 |
1 | (4) "Advanced life support personnel" means an individual licensed in accordance with |
2 | state law and regulation as an advanced emergency medical technician-cardiac or paramedic. |
3 | (5) "Basic life support" or "BLS" means transportation by ground ambulance vehicle and |
4 | medically necessary supplies and services, plus the provision of BLS ambulance services. The |
5 | ambulance must be staffed by at least two (2) people who meet the requirements of state laws and |
6 | regulations where the services are being furnished. Also, at least one of the staff members must be |
7 | licensed, at a minimum, as an emergency medical technician by the state or local authority where |
8 | the services are furnished and be legally authorized to operate all lifesaving and life-sustaining |
9 | equipment on board the vehicle. |
10 | (i) Basic life support shall be deemed non-emergency basic life support at the professional |
11 | discretion of the emergency medical services practitioner. |
12 | (6) "Emergency medical services" or "EMS" means the practitioners, ambulance vehicles, |
13 | and ambulance service entities licensed in accordance with chapter 4.1 of title 23 to provide |
14 | emergency medical care, transportation, and preventive care to mitigate loss of life or exacerbation |
15 | of illness or injury, including, but not limited to, EMS responding to the 911 system established |
16 | under chapter 21.1 of title 39. |
17 | (7) "Emergency medical services practitioner" means an individual who is licensed in |
18 | accordance with state laws and regulations to perform emergency medical care and preventive care |
19 | to mitigate loss of life or exacerbation of illness or injury, including emergency medical |
20 | technicians, advanced emergency medical technicians, advanced emergency medical technicians- |
21 | cardiac, and paramedics. |
22 | (b) This section authorizes emergency medical services in the state to divert non- |
23 | emergency basic life service calls from emergency departments. Emergency medical services |
24 | practitioners shall assess individuals who are in need of emergency medical services and apply the |
25 | correct level of care thereafter, which may include transport to an alternative facility deemed |
26 | appropriate by an emergency medical services practitioner. An alternative facility shall include, but |
27 | not be limited to: |
28 | (1) An individual’s primary care provider; |
29 | (2) A community health clinic; |
30 | (3) An urgent care facility; |
31 | (4) An emergency room diversion facility, as defined in § 23-17.26-2; and |
32 | (5) A community-based behavioral health facility designed to provide immediate |
33 | assistance to a person in crisis. |
34 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
| LC006016 - Page 10 of 15 |
1 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
2 | coverage for emergency medical services shall provide coverage for transport to an alternative |
3 | location facility as identified in subsection (b) of this section and shall reimburse the EMS for such |
4 | services at the same rate as for a non-emergency basic life support transport to an emergency |
5 | department. |
6 | (d) If treatment at an alternative facility is deemed appropriate by the EMS practitioner, the |
7 | emergency medical service shall bill at the rate described in subsection (c) of this section, even if |
8 | an advanced life support assessment was provided. |
9 | (e) The office of the health insurance commissioner may promulgate such rules and |
10 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
11 | and enforcement of this section. |
12 | 27-41-95. Coverage of EMS mental health and substance use disorder treatment. |
13 | (a) As used in this section, "emergency medical services" or "EMS" means the |
14 | practitioners, ambulance vehicles, and ambulance service entities licensed in accordance with |
15 | chapter 4.1 of title 23 to provide emergency medical care, transportation, and preventive care to |
16 | mitigate loss of life or exacerbation of illness or injury, including, but not limited to, EMS |
17 | responding to the 911 system established under chapter 21.1 of title 39. |
18 | (b) Emergency medical services shall be permitted to allow licensed providers who treat |
19 | mental health disorders, including substance use disorders, to accompany EMS. Such providers |
20 | shall be permitted to treat EMS patients when medically necessary and appropriate. Such treatment |
21 | shall be permitted to occur in the community. |
22 | (c) Commencing January 1, 2023, every individual or group health insurance contract, plan |
23 | or policy issued for delivery or renewed in this state that provides medical coverage that includes |
24 | coverage for emergency medical services, shall provide coverage for treatment described in |
25 | subsection (b) of this section and shall reimburse such services at a rate not lower than the same |
26 | service would have been had that service been delivered in a traditional office setting. |
27 | (d) Treatment and coverage for mental health disorders, including substance use disorders, |
28 | as described in this section shall be provided in accordance with chapter 38.2 of title 27. |
29 | (e) The office of the health insurance commissioner may promulgate such rules and |
30 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
31 | and enforcement of this section. |
32 | SECTION 5. Chapter 42-7.2 of the General Laws entitled "Office of Health and Human |
33 | Services" is hereby amended by adding thereto the following sections: |
34 | 42-7.2-21. Emergency medical services transport to alternate facilities. |
| LC006016 - Page 11 of 15 |
1 | (a) As used in this section, the following terms shall have the following meaning: |
2 | (1) "Advanced life support" or "ALS" means transportation by ground ambulance vehicle, |
3 | medically necessary supplies and services and either an ALS assessment by ALS personnel or the |
4 | provision of at least one ALS intervention; or the administration of at least three (3) medications |
5 | by intravenous push/bolus or by continuous infusion, excluding crystalloid, hypotonic, isotonic, |
6 | and hypertonic solutions (Dextrose, Normal Saline, Ringer's Lactate); or transportation, medically |
7 | necessary supplies and services; and the provision of at least one of the following ALS procedures: |
8 | (i) Manual defibrillation/cardioversion; |
9 | (ii) Endotracheal intubation; |
10 | (iii) Central venous line; |
11 | (iv) Cardiac pacing; |
12 | (v) Chest decompression; |
13 | (vi) Surgical airway; or |
14 | (vii) Intraosseous line. |
15 | (2) "Advanced life support assessment" is an assessment performed by ALS personnel as |
16 | part of an emergency response that was necessary because the patient's reported condition at the |
17 | time of dispatch was such that only ALS personnel is qualified to perform the assessment. An ALS |
18 | assessment does not necessarily result in a determination that the patient requires an ALS level of |
19 | service. |
20 | (3) "Advanced life support intervention" means a procedure that is required to be furnished |
21 | by ALS personnel in accordance with state law and regulation. |
22 | (4) "Advanced life support personnel" means an individual, licensed in accordance with |
23 | state law and regulation, as an advanced emergency medical technician-cardiac or paramedic. |
24 | (5) "Basic life support" or "BLS" means transportation by ground ambulance vehicle and |
25 | medically necessary supplies and services, plus the provision of BLS ambulance services. The |
26 | ambulance must be staffed by at least two (2) people who meet the requirements of state laws and |
27 | regulations where the services are being furnished. Also, at least one of the staff members must be |
28 | licensed, at a minimum, as an emergency medical technician by the state or local authority where |
29 | the services are furnished and be legally authorized to operate all lifesaving and life-sustaining |
30 | equipment on board the vehicle. |
31 | (i) Basic life support shall be deemed non-emergency basic life support at the professional |
32 | discretion of the emergency medical services practitioner. |
33 | (6) "Emergency medical services" or "EMS" means the practitioners, ambulance vehicles, |
34 | and ambulance service entities licensed in accordance with chapter 4.1 of title 23 to provide |
| LC006016 - Page 12 of 15 |
1 | emergency medical care, transportation, and preventive care to mitigate loss of life or exacerbation |
2 | of illness or injury, including, but not limited to, EMS responding to the 911 system established |
3 | under chapter 21.1 of title 39. |
4 | (7) "Emergency medical services practitioner" means an individual who is licensed in |
5 | accordance with state laws and regulations to perform emergency medical care and preventive care |
6 | to mitigate loss of life or exacerbation of illness or injury, including emergency medical |
7 | technicians, advanced emergency medical technicians, advanced emergency medical technicians- |
8 | cardiac, and paramedics. |
9 | (b) This section authorizes emergency medical services in the state to divert non- |
10 | emergency basic life service calls from emergency departments. Emergency medical services |
11 | practitioners shall assess individuals who are in need of emergency medical services and apply the |
12 | correct level of care thereafter, which may include transport to an alternative facility deemed |
13 | appropriate by an emergency medical services practitioner. An alternative facility shall include, but |
14 | not be limited to: |
15 | (1) An individual’s primary care provider; |
16 | (2) A community health clinic; |
17 | (3) An urgent care facility; |
18 | (4) An emergency room diversion facility, as defined in § 23-17.26-2; and |
19 | (5) A community-based behavioral health facility designed to provide immediate |
20 | assistance to a person in crisis. |
21 | (c) Rhode Island Medicaid and its contracted managed care entities shall provide coverage |
22 | for transport to an alternative facility as identified in subsection (b) of this section and shall |
23 | reimburse the EMS for such services at the same rate as for a non-emergency basic life support |
24 | transport to an emergency department. |
25 | (d) If treatment at an alternative facility is deemed appropriate by the EMS practitioner, the |
26 | emergency medical service shall bill at the rate described in subsection (c) of this section even if |
27 | an advanced life support assessment was provided. |
28 | (e) The executive office of health and human services may promulgate such rules and |
29 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
30 | and enforcement of this chapter. |
31 | 42-7.2-22. Coverage of EMS mental health and substance use disorder treatment. |
32 | (a) As used in this section, "emergency medical services" or "EMS" means the |
33 | practitioners, ambulance vehicles, and ambulance service entities licensed in accordance with |
34 | chapter 4.1 of title 23 to provide emergency medical care, transportation, and preventive care to |
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1 | mitigate loss of life or exacerbation of illness or injury, including, but not limited to, EMS |
2 | responding to the 911 system established under chapter 21.1 of title 39. |
3 | (b) Emergency medical services shall be permitted to allow licensed providers who treat |
4 | mental health disorders, including substance use disorders, to accompany EMS. Such providers |
5 | shall be permitted to treat EMS patients when medically necessary and appropriate. Such treatment |
6 | shall be permitted to occur in the community. |
7 | (c) Rhode Island Medicaid and its contracted managed care entities shall provide coverage |
8 | for treatment described in subsection (b) of this section and shall reimburse such services at a rate |
9 | not lower than the same service would have been had that service been delivered in a traditional |
10 | office setting. |
11 | (d) The executive office of health and human services may promulgate such rules and |
12 | regulations as are necessary and proper to effectuate the purpose and for the efficient administration |
13 | and enforcement of this chapter. |
14 | SECTION 6. This act shall take effect upon passage. |
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EXPLANATION | |
BY THE LEGISLATIVE COUNCIL | |
OF | |
A N A C T | |
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES | |
*** | |
1 | This act would require health insurers, nonprofit hospital service corporations, nonprofit |
2 | medical service corporations, health maintenance organizations and Rhode Island Medicaid, to |
3 | issue policies that provide coverage for emergency medical services transport to alternate facilities |
4 | and coverage of emergency medical services mental health and substance use disorder treatment, |
5 | on or after January 1, 2023. |
6 | This act would take effect upon passage. |
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