Chapter 404

2012 -- S 2386 SUBSTITUTE A

Enacted 06/22/12

A N A C T

RELATING TO COMMERCIAL LAW - GENERAL REGULATORY PROVISIONS -

DECEPTIVE TRADE PRACTICES

Introduced By: Senators Ruggerio, McCaffrey, Bates, Walaska, and Lynch

Date Introduced: February 15, 2012

It is enacted by the General Assembly as follows:

SECTION 1. Chapter 6-13.1 of the General Laws entitled "Deceptive Trade Practices" is

hereby amended by adding thereto the following section:

6-13.1-29. Furnishing of credit reports. -- No credit bureau doing business in this state

shall use all or part of a consumer’s social security number as the sole factor when determining

whether a credit report in its files matches the identity of a person who is the subject of a credit

inquiry from a user of credit reports. When a social security number is used as a factor, a credit

bureau may disclose a credit report in its files to an inquiring user of credit reports only if the

name and, at a minimum, at least one other identifier such as address, prior address, date of birth,

mother’s maiden name, place of employment, or prior place of employment, also match the

identity of the person who is the subject of the inquiry.

SECTION 2. This act shall take effect upon passage.

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LC01316/SUB A

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