Chapter 007
2021 -- S 0383 AS AMENDED
Enacted 04/29/2021

A N   A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES -- THE MARYELLEN GOODWIN COLORECTAL CANCER SCREENING ACT

Introduced By: Senators Goodwin, Ruggerio, McCaffrey, Miller, and Coyne
Date Introduced: February 25, 2021

It is enacted by the General Assembly as follows:
     SECTION 1. This act shall be known and may be cited as the "Maryellen Goodwin
Colorectal Cancer Screening Act.”
     SECTION 2. Section 27-18-58 of the General Laws in Chapter 27-18 entitled "Accident
and Sickness Insurance Policies" is hereby amended to read as follows:
     27-18-58. Prostate and colorectal examinations -- Coverage mandated. Prostate and
colorectal examinations -- Coverage mandated -- The Maryellen Goodwin Colorectal Cancer
Screening Act.
     (a) Every individual or group hospital or accident and sickness insurance policy, medical
expense insurance policy or individual or group hospital or medical services plan contract
delivered, issued for delivery, or renewed in this state shall provide coverage for prostate and
colorectal preventive screening examinations and laboratory tests for cancer for any
nonsymptomatic person covered under that policy or contract, in accordance with the current
American Cancer Society guidelines. The coverage required by this section shall include preventive
colorectal cancer screening coverage for all colorectal cancer examinations and laboratory tests in
accordance with American Cancer Society Guidelines guidelines, including for colorectal cancer
screening of average risk individuals, including an initial colonoscopy or other medical test or
procedure for colorectal cancer screening and a follow-up colonoscopy if the results of the initial
medical test or procedure are abnormal. Provided, this section does not apply to insurance coverage
providing benefits for: (1) hospital Hospital confinement indemnity; (2) disability Disability
income; (3) accident Accident only; (4) long Long-term care; (5) Medicare supplement; (6) limited
Limited benefit health; (7) specific Specific disease indemnity; (8) sickness Sickness or bodily
injury or death by accident, or both; and (9) other Other limited benefit policies.
     (b) An insurer may not impose cost sharing on the coverage required by subsection (a) of
this section when the services are delivered within the health insurer's provider network.
     SECTION 3. Section 27-19-49 of the General Laws in Chapter 27-19 entitled "Nonprofit
Hospital Service Corporations" is hereby amended to read as follows:
     27-19-49. Prostate and colorectal examinations -- Coverage mandated. Prostate and
colorectal examinations -- Coverage mandated -- The Maryellen Goodwin Colorectal Cancer
Screening Act.
     (a) Subscribers to any nonprofit hospital service corporation plan shall be afforded
coverage under the plan for prostate and colorectal examinations and laboratory tests for cancer for
any nonsymptomatic person covered under the policy or plan. contract, in accordance with the
current American Cancer Society guidelines. The coverage required by this section shall include
preventive colorectal cancer screening coverage for all colorectal cancer examinations and
laboratory tests in accordance with American Cancer Society Guidelines guidelines, including for
colorectal cancer screening of average risk individuals, including an initial colonoscopy or other
medical test or procedure for colorectal cancer screening and a follow-up colonoscopy if the results
of the initial medical test or procedure are abnormal.
     (b) An insurer or the corporation may not impose cost sharing on the coverage required by
subsection (a) of this section when the services are delivered within the health insurer's provider
network.
     SECTION 4. Section 27-20-44 of the General Laws in Chapter 27-20 entitled "Nonprofit
Medical Service Corporations" is hereby amended to read as follows:
     27-20-44. Prostate and colorectal examinations -- Coverage mandated. Prostate and
colorectal examinations -- Coverage mandated -- The Maryellen Goodwin Colorectal Cancer
Screening Act.
     (a) Subscribers to any nonprofit medical service corporation plan shall be afforded
coverage under the plan for prostate and colorectal examinations and laboratory tests for cancer for
any nonsymptomatic person covered under the policy or plan. contract, in accordance with the
current American Cancer Society guidelines. The coverage required by this section shall include
preventive colorectal cancer screening coverage for all colorectal cancer examinations and
laboratory tests in accordance with American Cancer Society Guidelines guidelines, including for
colorectal cancer screening of average risk individuals, including an initial colonoscopy or other
medical test or procedure for colorectal cancer screening and a follow-up colonoscopy if the results
of the initial medical test or procedure are abnormal.
     (b) An insurer or the corporation may not impose cost sharing on the coverage required by
subsection (a) of this section when the services are delivered within the health insurer's provider
network.
     SECTION 5. Section 27-41-60 of the General Laws in Chapter 27-41 entitled "Health
Maintenance Organizations" is hereby amended to read as follows:
     27-41-60. Prostate and colorectal examinations -- Coverage mandated. Prostate and
colorectal examinations -- Coverage mandated -- The Maryellen Goodwin Colorectal Cancer
Screening Act.
     (a) Subscribers to any health maintenance organization plan shall be afforded coverage
under that plan for prostate and colorectal examinations and laboratory tests for cancer for any
nonsymptomatic person covered under the policy or plan. contract, in accordance with the current
American cancer society guidelines. The coverage required by this section shall include preventive
colorectal cancer screening coverage for all colorectal cancer examinations and laboratory tests in
accordance with American Cancer Society Guidelines guidelines, including for colorectal cancer
screening of average risk individuals, including an initial colonoscopy or other medical test or
procedure for colorectal cancer screening and a follow-up colonoscopy if the results of the initial
medical test or procedure are abnormal.
     (b) An insurer or the organization may not impose cost sharing on the coverage required
by subsection (a) of this section when the services are delivered within the health insurer's provider
network.
     SECTION 6. This act shall take effect upon passage and shall apply to policies or plans
delivered, issued for delivery or renewed in this state on and after January 1, 2022.
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LC000363
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