Chapter 6
Fire and Marine Insurance Rating

Index of Sections

§ 27-6-1. Purpose.

§ 27-6-2. Applicability.

§ 27-6-3. Insurers to which chapter applicable — Election between applicable laws.

§ 27-6-4. Considerations in rate making.

§ 27-6-5. Uniformity of rates.

§ 27-6-6. Contracts as to commissions or compensation.

§ 27-6-6.1. Approval of policies.

§ 27-6-7. Use of rates.

§ 27-6-8. Filing of rate schedules and plans.

§ 27-6-8.1. Rating for nonbusiness policies.

§ 27-6-8.2. Premium reduction for fire code safety prevention.

§ 27-6-9. Filings by rating organizations.

§ 27-6-10. Review of filings.

§ 27-6-11. Waiting period — Effective date of filings.

§ 27-6-11.1. Costs.

§ 27-6-12. Effective date of inland marine rates.

§ 27-6-13. Suspension or modification of requirements — Examinations as to fairness.

§ 27-6-14. Rates on specific risks exceeding filed rates.

§ 27-6-15. Compliance with rate filings required.

§ 27-6-16. Review of rates not provided for by filings.

§ 27-6-17. Notice of disapproval within waiting period.

§ 27-6-18. Disapproval of specific inland marine rates.

§ 27-6-19. Suspension of rates or filings after review period — Removal of discriminatory applications of rates.

§ 27-6-20. Hearings on application by persons aggrieved by filings — Order terminating filing — Removal of discrimination.

§ 27-6-21. Competitive rates as evidence of fairness — Profit as evidence of adequacy.

§ 27-6-22. Filed schedules and plans not to be disapproved if rates meet requirements.

§ 27-6-23. Licensing of rating organizations.

§ 27-6-24. Admission of and services to subscribers.

§ 27-6-25. Regulation by rating organizations of payments by insurers to policyholders or members.

§ 27-6-26. Cooperation among rating organizations and insurers — Review of cooperative practices.

§ 27-6-27. Examination of policies and records by rating organizations.

§ 27-6-28. Actuarial and technical services furnished by rating organizations.

§ 27-6-29. Adherence to rating organization filings — Deviation filings.

§ 27-6-30. Appeals from action of rating organization on changes in filings.

§ 27-6-31. Rate information furnished to insured.

§ 27-6-32. Review of application of rating system to insured.

§ 27-6-33. “Advisory organization” defined.

§ 27-6-34. Documents filed by advisory organizations.

§ 27-6-35. Unlawful practices of advisory organizations.

§ 27-6-36. Use of information from noncomplying advisory organization.

§ 27-6-37. Provisions applicable to joint underwriting and reinsurance.

§ 27-6-38. Unlawful practices of joint underwriters or reinsurers.

§ 27-6-39. Examination of rating and advisory organizations and underwriting and reinsurance groups.

§ 27-6-40. Reports on examinations — Hearing and filing.

§ 27-6-41. Collection and compilation of experience statistics.

§ 27-6-42. Interchange of rating plan data.

§ 27-6-43. Cooperation with other states.

§ 27-6-44. Rules and regulations.

§ 27-6-45. False or misleading information.

§ 27-6-46. [Repealed.]

§ 27-6-47. Penalty for violations.

§ 27-6-48. Suspension or revocation of licenses.

§ 27-6-49. Hearings on decisions of commissioner.

§ 27-6-50. Pleadings and evidence at hearings.

§ 27-6-51. Judicial review of orders and decisions.

§ 27-6-52. Severability.

§ 27-6-53. Use of credit rating.