CHAPTER 6A-4
Bank Deposits And Collections
Index Of Sections
§ 6A-4-101 Short title.
§ 6A-4-102 Applicability.
§ 6A-4-103 Variation by agreement – Measure of damages – Action constituting ordinary care.
§ 6A-4-104 Definitions and index of definitions.
§ 6A-4-105 "Bank" – "Depositary bank" – "Payor bank" – "Intermediary bank" – "Collecting bank" – "Presenting bank".
§ 6A-4-106 Payable through or payable at bank: collecting bank.
§ 6A-4-107 Separate office of bank.
§ 6A-4-108 Time of receipt of items.
§ 6A-4-109 Delays.
§ 6A-4-110 Electronic presentment.
§ 6A-4-111 Statute of limitations.
§ 6A-4-201 Status of collecting bank as agent and provisional status of credits – Applicability of article – Item indorsed "Pay Any Bank".
§ 6A-4-202 Responsibility for collection or return – When action timely.
§ 6A-4-203 Effect of instructions.
§ 6A-4-204 Methods of sending and presenting – Sending directly to payor bank.
§ 6A-4-205 Depositary bank holder of unindorsed item.
§ 6A-4-206 Transfer between banks.
§ 6A-4-207 Transfer warranties.
§ 6A-4-208 Presentment warranties.
§ 6A-4-209 Encoding and retention warranties.
§ 6A-4-210 Security interest of collecting bank in items, accompanying documents and proceeds.
§ 6A-4-211 When bank gives value for purposes of holder in due course.
§ 6A-4-212 Presentment by notice of item not payable by, through, or at bank – Liability of drawer or indorser.
§ 6A-4-213 Medium and time of settlement by bank.
§ 6A-4-214 Right of charge-back or refund – Liability of collecting bank – Return of item.
§ 6A-4-215 Final payment of item by payor bank – When provisional debits and credits become final – When certain credits become available for withdrawal.
§ 6A-4-216 Insolvency and preference.
§ 6A-4-301 Deferred posting – Recovery of payment by return of items – Time of dishonor – Return of items by payor bank.
§ 6A-4-302 Payor bank's responsibility for late return of item.
§ 6A-4-303 When items subject to notice, stop-payment order, legal process, or setoff – Order in which items may be charged or certified.
§ 6A-4-401 When bank may charge customer's account.
§ 6A-4-402 Bank's liability to customer for wrongful dishonor – Time of determining insufficiency of account.
§ 6A-4-403 Customer's right to stop payment – Burden of proof of loss.
§ 6A-4-404 Bank not obliged to pay check more than six months old.
§ 6A-4-405 Death or incompetence of customer.
§ 6A-4-406 Customer's duty to discover and report unauthorized signature or alteration.
§ 6A-4-407 Payor bank's right to subrogation on improper payment.
§ 6A-4-501 Handling of documentary drafts – Duty to send for presentment and to notify customer of dishonor.
§ 6A-4-502 Presentment of "on arrival" drafts.
§ 6A-4-503 Responsibility of presenting bank for documents and goods – Report of reasons for dishonor – Referee in case of need.
§ 6A-4-504 Privilege of presenting bank to deal with goods – Security interest for expenses.
§ 6A-4-505 Official Comments.