Title 27
Insurance

Chapter 2.8
Self-Service Storage Insurance

§ 27-2.8-1. Definitions.

For purposes of this chapter, the following terms shall have the following meanings:

(1) “Commissioner” means the definition prescribed by § 42-14-5.

(2) “Location” means any physical location in the state of Rhode Island or any website, call center site, or similar location directed to residents of the state of Rhode Island.

(3) “Occupant” means a person, or his or her sublessee, successor, or assign, who is entitled to the use of storage space at a self-service storage facility under a rental agreement, to the exclusion of others.

(4) “Owner” means a person or business entity, whether a resident or nonresident of this state, who or that is the proprietor, operator, lessor, or sublessor of a self-service storage facility, an agent of any of the foregoing, or any other person or business entity authorized to manage the facility or to receive rent from an occupant under a rental agreement.

(5) “Personal property” means movable property not affixed to land.

(6) “Rental agreement” means any written agreement or lease that establishes or modifies the terms, conditions, rules, or any other provisions concerning the use and occupancy of storage space at a self-service storage facility.

(7) “Self-service storage facility” means any real property designed and used for the purpose of renting or leasing individual storage space to occupants who are to have access to the space for the purpose of storing and removing personal property.

(8) “Self-service storage insurance” means personal property insurance offered in connection with and incidental to the rental of storage space at a self-service storage facility and that provides coverage to occupants for the loss of or damage to personal property occurring at the facility or when the property is in transit to or from the facility during the period of the rental agreement.

(9) “Supervising entity” means a business entity that is a licensed insurer or insurance producer that is authorized by an insurer to supervise the administration of a self-service storage insurance program.