Chapter 9
Casualty Insurance Rating

Index of Sections

§ 27-9-1. Purpose of chapter.

§ 27-9-2. Applicability.

§ 27-9-3. Insurers covered — Election between regulatory laws.

§ 27-9-4. Considerations in making of rates — Cancellation of policy. [Effective until January 1, 2025.]27-9-4. Considerations in making of rates — Cancellation of policy. [Effective January 1, 2025.]

§ 27-9-4.1. Repealed.

§ 27-9-5. Uniformity among insurers.

§ 27-9-5.1. Uniform safe driver point system.

§ 27-9-6. Contracts as to commissions or compensation.

§ 27-9-6.1. Approval of policies.

§ 27-9-7. Filing of rate plans and systems.

§ 27-9-7.1. Premium reduction for completing a motor vehicle accident prevention course.

§ 27-9-7.2. Premium reduction for antitheft devices.

§ 27-9-7.3. Rating for nonbusiness policies.

§ 27-9-7.4. Automobile insurance — Persons on active duty in United States armed forces.

§ 27-9-8. Filings by advisory organizations.

§ 27-9-8.1. Advisory organization — Permitted activity.

§ 27-9-8.2. Applicability.

§ 27-9-9. Review of filings.

§ 27-9-10. Waiting period — Effective date of filings.

§ 27-9-10.1. Costs.

§ 27-9-11. Special filings as to surety or guaranty bonds.

§ 27-9-12. Suspension or modification of filing requirements.

§ 27-9-13. Approval of rates in excess of those filed.

§ 27-9-14. Compliance with filings required.

§ 27-9-15. Review of rates not covered by filings.

§ 27-9-16. Disapproval of filing within waiting period.

§ 27-9-17. Disapproval of special surety or guaranty filing.

§ 27-9-18. Disapproval of filing after review period — Removal of discrimination — Hearings to determine effect of legislation.

§ 27-9-19. Hearings on application by persons aggrieved by filing — Order terminating filing — Removal of discrimination.

§ 27-9-20. Competitive rates as evidence of fairness — Profit as evidence of adequacy.

§ 27-9-21. Filed schedules and plans not to be disapproved if rates meet requirements.

§ 27-9-22. Licensing of rating organization.

§ 27-9-23. Admission of and services to subscribers.

§ 27-9-24. Regulation by rating organization of payments by insurers to policyholders or members.

§ 27-9-25. Cooperation among organizations and insurers — Review of cooperative practices.

§ 27-9-26. Adherence to rating organization filings — Deviation filings.

§ 27-9-27. Appeals from action of rating organization on changes in filings.

§ 27-9-28. Rate information furnished to insured.

§ 27-9-29. Review of application of rating system to insured.

§ 27-9-30. “Advisory organization” defined.

§ 27-9-31. Documents filed by advisory organizations.

§ 27-9-32. Unlawful practices of advisory organizations.

§ 27-9-33. Use of information from noncomplying advisory organization.

§ 27-9-34. Provisions applicable to joint underwriting and reinsurance.

§ 27-9-35. Unlawful joint underwriting or reinsurance practices.

§ 27-9-36. Examination of rating and advisory organizations and underwriting and reinsurance groups.

§ 27-9-37. Reports on examinations — Hearing and filing.

§ 27-9-38. Collection and compilation of experience data.

§ 27-9-39. Interchange of rating plan data.

§ 27-9-40. Cooperation with other states.

§ 27-9-41. Rules and regulations.

§ 27-9-42. False or misleading information.

§ 27-9-43. Assigned risk agreements — Modification of rates.

§ 27-9-44. [Repealed.]

§ 27-9-45. Penalty for violations.

§ 27-9-46. Suspension or revocation of licenses.

§ 27-9-47. Hearings on rules and decisions of commissioner.

§§ 27-9-48, 27-9-49. Repealed.

§ 27-9-50. Severability.

§ 27-9-51. Repealed.

§ 27-9-52. Assessment for costs of rate filings, review, and pricing.

§ 27-9-53. Motor vehicle insurance rate increases relating to violations and accidents.

§ 27-9-54. Rules and regulations — Auto insurance buyer’s guide.

§ 27-9-55. Repealed.

§ 27-9-56. Use of credit rating.